FederalAutoLoan.com As the year winds down, the big push starts to clear last year’s inventory before January 1st arrives in the hopes of avoiding taxes on inventory — yes, retailers pay taxes just for having stuff. Post Christmas sales feature deals on stuff gathering on the shelves, occupying floor space, and filling stock rooms. The older an item is, the quicker it has to be sold as fashions rapidly change and such items become unmarketable. Fashion trends inflict brutal damage on the auto industry allowing a new car, at best, only a year as a state-of-the-art commodity. How does this affect the consumer? The final days of the year bring significant bargains within reach of all shoppers. Though the purchase of a car is more complicated than buying a loaf of bread, the auto industry does make car buying an adventure in bargain hunting. Car dealerships are more likely to offer basic price cuts on a particular model, but most discounts come from the manufacturer in the form of incentives that either discount the car price through a rebate, or through low-interest financing. This can present car buyers with the opportunity to start the New Year with very affordable car loans. New Years Eve is the dead line for clearing old stock from the shelves. Car dealerships will try to dispose of as many cars as possible by this day without actually giving them away for free. Though when New Years Day arrives, bargains on last year’s models don’t just disappear. No dealership can …